LexisNexis False Deceased Reports Class Action Settlement

Zoe Mitchell

By Zoe Mitchell

Fintech Product Researcher

Open for Claims

Consumers falsely reported as deceased by LexisNexis Risk Solutions FL Inc. may be eligible to receive $150 to $1,000 or more per person from the LexisNexis false deceased settlement. The claim deadline is May 16, 2026. No proof of harm is required.

A class action lawsuit – Scroggins v. LexisNexis Risk Solutions FL Inc. (Case No. 3:22-cv-00545-MHL-SLS), filed in the U.S. District Court, Eastern District of Virginia, Richmond Division – alleged that LexisNexis, a consumer reporting agency that provides identity verification and fraud prevention reports, incorrectly flagged living consumers as deceased in its reports. The settlement agreement resolves these claims for a total of $13,500,000.

This page covers who qualifies for the LexisNexis false deceased settlement, how much you could receive, how to file a claim, and all key deadlines you need to know.

Who can file a claim?

There are two classes of eligible individuals in this settlement:

  • Contact Members (approximately 1,700 people): Individuals who contacted LexisNexis Risk Solutions FL Inc. between August 11, 2017 and November 4, 2025 about being marked as deceased, and LexisNexis has documented records of the inquiry. No claim form is required – payment is automatic.
  • Product Members (approximately 59,000 people): Individuals who had an identity verification or fraud prevention transaction processed by LexisNexis Risk Solutions FL Inc. during the class period (August 11, 2017 through November 4, 2025) that returned a deceased notation sourced from national credit reporting agencies, and who are actually alive. Must submit a valid claim form by May 16, 2026.

Product Members can file a claim with no proof of harm required – the base payment starts at an estimated $150 per person.

Check If You Qualify

How much can class members receive?

Under the LexisNexis false deceased settlement, class members can receive an estimated $150 to $1,000 or more per person, depending on their class membership. No proof of harm or additional documentation is required beyond basic identifying information.

  • Contact Members (automatic payment): $150 to $1,000 or more per person. No action required. Payment is issued automatically based on LexisNexis records.
  • Product Members (claim required): $150 to $1,000 or more per person. Must submit a valid claim form with name, current address, date of birth, last four digits of Social Security number, and Claim Number/PIN from the settlement notice.

The total settlement fund is $13,500,000. After deducting attorneys’ fees, administration costs, and the service award, approximately $9,092,500 or more will be distributed to eligible class members.

How to claim a false deceased report payment

Product Members must file a claim to receive payment. Contact Members do not need to take any action. To file a claim as a Product Member:

  1. Visit the online claim form at deceasedreportsuit.com.
  2. Enter your Claim Number and PIN from the settlement notice you received.
  3. Provide your full name, current mailing address, date of birth, and last four digits of your Social Security number.
  4. Submit the form online or mail a completed paper claim form to the settlement administrator before May 16, 2026.
Settlement administrator’s mailing address:
Scroggins v. LNRS FL, c/o Settlement Administrator, P.O. Box 16, West Point, PA 19486

What proof or documentation is necessary?

No proof of harm is required for either class. Here is what each class needs:

  • Contact Members: No documentation and no claim form needed. Payment is automatic based on LexisNexis records of your prior contact about the deceased notation.
  • Product Members: Must provide basic identifying information only – name, current address, date of birth, last four SSN digits, and the Claim Number/PIN from your settlement notice. No receipts, bank statements, or other proof of harm is necessary.

Payout options

  • Contact Members (automatic): $150 to $1,000 or more. No action required.
  • Product Members (claim required): $150 to $1,000 or more. Must file a claim form by May 16, 2026.

Settlement fund breakdown

The $13,500,000 settlement fund covers:

Settlement administration costsTo be determined
Attorneys’ fees and expensesUp to $4,400,000
Service award to the plaintiffUp to $7,500
Payments to eligible class membersApproximately $9,092,500 or more

When is the LexisNexis settlement payout date?

The claim deadline for Product Members is May 16, 2026. Here are all key dates for this settlement:

  • Claim deadline: May 16, 2026
  • Exclusion deadline: March 4, 2026 (passed)
  • Objection deadline: March 4, 2026 (passed)
  • Fairness hearing: March 17, 2026 (completed – final approval granted)
  • Estimated payment date: June 15, 2026

The court has already granted final approval of the LexisNexis false deceased settlement. Payments are expected to be distributed around June 15, 2026, after all claims have been processed. Contact Members will receive automatic payments. Product Members must file a valid claim before the May 16, 2026 deadline to be included in the distribution.

Why did this class action settlement happen?

The lawsuit alleged that LexisNexis Risk Solutions FL Inc. violated the Fair Credit Reporting Act (FCRA) by incorrectly reporting living consumers as deceased in its consumer reports. When consumers underwent identity verification or fraud prevention checks, the company’s system flagged them with a deceased notation sourced from national credit reporting agencies.

This false reporting caused affected individuals to be denied credit, insurance, employment, and other opportunities because they appeared to be dead in LexisNexis reports. The class period covers August 11, 2017 through November 4, 2025.

LexisNexis denies any wrongdoing but agreed to settle for $13,500,000 to avoid the uncertainty and expense of continued litigation.

Is the LexisNexis false deceased settlement legitimate?

Yes – this is a fully court-supervised settlement that has received final approval. Here is what confirms it:

  • Case number: 3:22-cv-00545-MHL-SLS, filed in the U.S. District Court, Eastern District of Virginia, Richmond Division
  • Final approval: Granted by the court on March 17, 2026
  • Administrator: Continental DataLogix, an independent third party
  • Official site: deceasedreportsuit.com
  • Contact: (833) 319-2038 or questions@DeceasedReportSuit.com

The settlement has already received final court approval. Claims must be filed before May 16, 2026.

How much will I actually receive from the LexisNexis settlement?

The actual amount depends on two factors: which class you belong to and how many Product Members file valid claims. The approximately $9,092,500 available for class members is split among all eligible individuals.

  • Contact Members (approximately 1,700 people): Estimated $150 to $1,000 or more per person. Payment is automatic – no claim needed.
  • Product Members (approximately 59,000 people): Estimated $150 to $1,000 or more per person. Must file a claim. The actual amount per person depends on how many of the 59,000 eligible individuals submit valid claims.

If fewer Product Members file claims, each claimant receives a larger share. The LexisNexis false deceased settlement requires no proof of harm – the claim form requires only basic identifying information.

What actually happened in the LexisNexis false deceased reporting?

LexisNexis Risk Solutions FL Inc. operates as a consumer reporting agency that provides identity verification and fraud prevention reports used in credit, employment, insurance, and tenant screening decisions.

What went wrong: The company’s system pulled deceased status data from national credit reporting agencies and applied it to consumer records. When those consumers later went through identity verification or fraud prevention checks, the system returned a “deceased” notation – even though the consumers were alive.

What this caused: Consumers who were incorrectly flagged as deceased faced denials for credit applications, insurance coverage, employment opportunities, and other services that relied on LexisNexis reports.

What LexisNexis says: The company denies all allegations of wrongdoing but agreed to the LexisNexis false deceased settlement of $13,500,000 rather than face trial.

Why do companies settle FCRA lawsuits even when they deny wrongdoing?

Settlement does not mean admission of guilt. Companies settle for practical reasons:

  • Litigation costs: Legal fees alone can exceed the settlement amount, especially in class actions spanning years
  • Unpredictable outcomes: A jury verdict could result in a far larger payout than the negotiated settlement
  • Business continuity: Settling ends years of ongoing litigation and negative press
  • Regulatory exposure: FCRA cases carry statutory damages that can multiply quickly across a large class

For class members, the LexisNexis false deceased settlement guarantees compensation rather than risking nothing at trial. Courts review every class action settlement to confirm it is fair and reasonable – the March 17, 2026 fairness hearing served that purpose and the court granted final approval. Denying wrongdoing while settling is standard practice and has no effect on your right to file a claim.

Sources

  1. Settlement Agreement
  2. Preliminary Approval Order
  3. Final Approval Order
  4. Claim Form (PDF)
  5. Settlement FAQ
  6. Online Claim Form

Settlement Summary

StatusOpen for Claims
CategoryFCRA Violations
Estimated Payout Per Person$150 to $1,000+
Is Proof Required?No
Days Remaining to File Claim
Claim DeadlineMay 16, 2026
Fairness HearingMarch 17, 2026 (Completed)
Estimated Payment DateJune 15, 2026
Case Number3:22-cv-00545-MHL-SLS
Case TitleScroggins v. LexisNexis Risk Solutions FL Inc.
Settlement Websitedeceasedreportsuit.com
Settlement AdministratorContinental DataLogix
Scroggins v. LNRS FL
c/o Settlement Administrator
P.O. Box 16, West Point, PA 19486
(833) 319-2038
questions@DeceasedReportSuit.com

Frequently Asked Questions

What if I lost my settlement notice or can’t find my Claim Number? +
Your Claim Number and PIN were included in the settlement notice mailed to you by Continental DataLogix. If you cannot locate it, contact the settlement administrator directly at (833) 319-2038 or questions@DeceasedReportSuit.com. They can look up your information and provide a replacement Claim Number and PIN so you can file your claim.
Is it worth filing even if I wasn’t denied credit? +
Yes. The settlement does not require proof that you were denied credit or suffered any specific harm. If you are a Product Member who received a settlement notice, you are eligible for a base payment of $150 or more with no documentation beyond basic identifying information. The claim form takes only a few minutes to complete. File your claim here.
What happens if I miss the LexisNexis settlement deadline? +
You lose your right to compensation from this settlement permanently. The May 16, 2026 claim deadline is a hard cutoff – courts do not grant extensions for individual claimants who miss the filing window. If you miss it, you also give up your right to sue LexisNexis Risk Solutions FL Inc. separately over these FCRA claims. There are also other open settlements you may qualify for.
Can MoneyPilot file this claim for me? +
Yes. MoneyPilot automatically identifies class action settlements you qualify for and files claims on your behalf. Instead of tracking deadlines and filling out forms yourself, it handles the process and notifies you when a payout is on the way.

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