Individuals who were falsely reported as deceased by LexisNexis Risk Solutions may be eligible to claim at least $150 from a $13.5 million class action settlement.
If LexisNexis incorrectly flagged you as deceased in their data systems, there is a settlement with your name on it. LexisNexis Risk Solutions FL agreed to resolve a class action lawsuit alleging it violated the Fair Credit Reporting Act by wrongly identifying living consumers as dead in its reports since August 2017.
The company denies any wrongdoing but chose to settle rather than face a drawn-out trial. The result: real money available to people who were affected – and many class members do not even need to file a claim form to get paid.
Who can file a claim?
There are two classes of eligible individuals:
- Contact Members: Individuals who contacted LexisNexis Risk Solutions FL at any time since August 11, 2017 because they discovered a “deceased” label connected to one of their accounts or products. LexisNexis must have a record showing the inquiry was specifically about being marked as deceased.
- Product Members: Individuals for whom an identity verification or fraud prevention transaction was run since August 11, 2017, for which LexisNexis returned a deceased notation based on information from national credit reporting agencies, and who are not actually deceased.
Were you falsely reported as deceased by LexisNexis? You may be owed money.
Check My EligibilityHow much can class members receive?
Class members can receive payments depending on their class membership:
- Contact Members: Automatic payment of at least $150 – no claim form required. Contact Members who did not exclude themselves from the settlement will automatically receive a payment. The exact amount depends on the number of eligible members and other factors, but could be significantly higher than $150.
- Product Members: Payment of at least $150 after submitting a valid claim form. The exact amount depends on the total number of valid claims filed. Payments could reach $1,000 or more depending on participation rates.
How to claim a false deceased report payment
The process differs depending on your class:
- Contact Members do not need to take any action. Payments will be issued automatically if you did not opt out by March 4, 2026.
- Product Members must submit a claim form by the deadline. The claim deadline is May 16, 2026.
Scroggins v. LexisNexis FL Settlement, c/o Settlement Administrator, P.O. Box 16, West Point, PA 19486
What proof or documentation is necessary to submit a claim?
- Contact Members do not need to submit anything – payments are automatic.
- Product Members must submit a completed claim form affirming their identity and confirming they are alive. No additional documentation such as receipts or records is required.
Payout options
- Physical check
- Electronic payment
Settlement fund breakdown
The $13.5 million settlement fund covers:
When is the LexisNexis false deceased report settlement payout date?
The court granted final approval of the settlement on March 17, 2026. The estimated payment date is June 15, 2026. The settlement administrator will issue payments after resolving any appeals.
Why did this class action settlement happen?
The class action lawsuit alleged LexisNexis Risk Solutions FL violated the Fair Credit Reporting Act (FCRA) by incorrectly reporting living consumers as deceased in its data systems. These false deceased notations caused real harm – people were denied credit, had accounts frozen, and faced significant difficulties conducting everyday financial transactions.
LexisNexis denies any wrongdoing but agreed to a $13.5 million settlement to avoid the uncertainty and expense of continued litigation.
Is the LexisNexis false deceased report settlement legitimate?
Yes – this is a fully court-supervised settlement that has received final approval. Here is what confirms it:
- Case number: 3:22-cv-00545-MHL-SLS, filed in the U.S. District Court for the Eastern District of Virginia
- Final approval: Granted on March 17, 2026
- Administrator: An independent third-party settlement administrator managing all claims and payments
- Official site: deceasedreportsuit.com
- Class counsel: Leonard Anthony Bennett of Consumer Litigation Associates PC
The settlement has already received final court approval. Claims must be filed before May 16, 2026. Contact Members will receive payments automatically.
How much will I actually receive from the LexisNexis settlement?
It depends on two things: which class you belong to and how many people file claims. The $13.5 million fund is split among all valid claimants.
- At least $150 (Contact Members) – automatic payment, no claim form needed. If you contacted LexisNexis about a false deceased flag, your payment is calculated automatically.
- At least $150 (Product Members) – requires a simple claim form. No receipts or documentation of losses needed – just confirm your identity.
- Potentially $1,000+ – depending on total claims filed, individual payments could be significantly higher than the $150 minimum.
The $150 figure is the minimum guaranteed amount per person. Actual payments could be much higher depending on how many people file – which is why filing early matters.
What actually happened with LexisNexis false deceased reports?
Since at least August 2017, LexisNexis Risk Solutions FL – a major consumer reporting agency that provides identity verification and fraud prevention services – incorrectly flagged living individuals as deceased in its data systems.
How it happened: LexisNexis received deceased status information from national credit reporting agencies and applied those flags to consumer records. In many cases, these flags were applied to the wrong people or based on incorrect source data.
The real-world impact: People who were falsely marked as dead faced serious consequences – denied credit applications, frozen bank accounts, rejected insurance claims, and difficulty conducting basic financial transactions.
What LexisNexis says: They deny any wrongdoing – but agreed to a $13.5 million settlement rather than face trial.
Why do companies settle FCRA lawsuits even when they deny wrongdoing?
Settlement does not mean admission of guilt. Companies settle for practical reasons:
- Litigation is expensive – FCRA cases can involve thousands of affected consumers, making defense costs enormous
- Trials are unpredictable – FCRA violations can carry statutory damages of $100 to $1,000 per violation, and a verdict could result in a far larger payout
- Settling ends years of ongoing litigation and avoids the risk of punitive damages
- For plaintiffs, it guarantees a payout rather than risking nothing at trial
The court reviewed and approved this settlement on March 17, 2026, confirming it is fair and reasonable for class members. Denying wrongdoing while settling is standard practice and has no effect on your right to receive a payment.